Critical illness cover

Product code BI-CRI-01 · Issued by bundle.insure (Pty) Ltd, FSP 51234

Underwriter

Guardrisk Microinsurance Limited (FSP 75 — illustrative)

Sum assured

R10 000 to R50 000 accelerated lump sum (within FSM 1 non-life cap).

Waiting period

6 months from policy start.

Cooling-off

31 days from policy inception — full refund if no claim has been registered.

How your premium is calculated: Age-rated and underwritten on health history. Bundle discount applies.

What's covered

Cancer, heart attack, stroke and major-organ failure cover
Survival period of 14 days
Partial payouts for early-stage conditions
Cover continues after a partial claim

What's NOT covered

Pre-existing conditions not disclosed at application
Self-inflicted illness or injury
Conditions arising within the waiting period

How to claim

Lodge claims via the app, WhatsApp 060 555 0123, or 0800 286 353. All claims handled in-house — one contact.

Cancellation

Cancel any time with one calendar month's written notice. Pro-rata refund of unused premium.

Complaints

Email hello@bundle.insure or call 0800 286 353. Unresolved? Escalate to the FAIS Ombud (info@faisombud.co.za, 012 762 5000) or the Prudential Authority.