Household — Buildings & Contents

Product code BI-HSH-01 · Issued by bundle.insure (Pty) Ltd, FSP 51234

Underwriter

Guardrisk Microinsurance Limited (FSP 75 — illustrative)

Sum assured

Up to R300 000 sum insured (microinsurance non-life cap, FSM 1).

Waiting period

None — cover starts on policy issue date.

Cooling-off

31 days from policy inception — full refund if no claim has been registered.

How your premium is calculated: Based on sum insured and risk address. Bundle discount applies.

What's covered

Fire, lightning, explosion and storm damage
Theft following forcible entry
Burst geysers and accidental water damage
Power surge — including connected appliances
Public liability up to R2 million

What's NOT covered

Wear, tear, gradual deterioration and rust
Loss not reported to SAPS within 24 hours
Damage from undisclosed home-based business
Items specifically excluded under the policy schedule

How to claim

Lodge claims via the app, WhatsApp 060 555 0123, or 0800 286 353. All claims handled in-house — one contact.

Cancellation

Cancel any time with one calendar month's written notice. Pro-rata refund of unused premium.

Complaints

Email hello@bundle.insure or call 0800 286 353. Unresolved? Escalate to the FAIS Ombud (info@faisombud.co.za, 012 762 5000) or the Prudential Authority.