Life cover

Product code BI-LIF-01 · Issued by bundle.insure (Pty) Ltd, FSP 51234

Underwriter

Guardrisk Microinsurance Limited (FSP 75 — illustrative)

Sum assured

R10 000 to R100 000 lump sum (microinsurance life cap per insurer, FSM 1).

Waiting period

3 months on natural causes; no waiting period for accidental death.

Cooling-off

31 days from policy inception — full refund if no claim has been registered.

How your premium is calculated: Age-rated, level premium for the first five years. Bundle discount applies.

What's covered

Tax-free lump sum paid to your nominated beneficiaries
Accelerated funeral advance — R30,000 paid within 24 hours
Worldwide cover, 24 hours a day
Premium waiver on permanent disability

What's NOT covered

Suicide within the first 24 months
Material non-disclosure of health information
Active participation in war or civil unrest

How to claim

Lodge claims via the app, WhatsApp 060 555 0123, or 0800 286 353. All claims handled in-house — one contact.

Cancellation

Cancel any time with one calendar month's written notice. Pro-rata refund of unused premium.

Complaints

Email hello@bundle.insure or call 0800 286 353. Unresolved? Escalate to the FAIS Ombud (info@faisombud.co.za, 012 762 5000) or the Prudential Authority.