Medical Emergency

Product code BI-MED-01 · Issued by bundle.insure (Pty) Ltd, FSP 51234

Underwriter

Guardrisk Microinsurance Limited (FSP 75 — illustrative)

Sum assured

R500 per day in hospital, up to R50 000 per event (within FSM 1 non-life cap).

Waiting period

1 month for non-emergency treatment; none for accidents.

Cooling-off

31 days from policy inception — full refund if no claim has been registered.

How your premium is calculated: Flat family rate. Bundle discount applies.

What's covered

Daily cash payout while admitted to hospital
Ambulance and emergency stabilisation
Hospital admission cover for up to 30 days per event
Trauma counselling for the insured family

What's NOT covered

Elective and cosmetic procedures
Chronic medication and ongoing treatment
Treatment outside SADC unless pre-approved

How to claim

Lodge claims via the app, WhatsApp 060 555 0123, or 0800 286 353. All claims handled in-house — one contact.

Cancellation

Cancel any time with one calendar month's written notice. Pro-rata refund of unused premium.

Complaints

Email hello@bundle.insure or call 0800 286 353. Unresolved? Escalate to the FAIS Ombud (info@faisombud.co.za, 012 762 5000) or the Prudential Authority.