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Key Facts Statement

Motor — Comprehensive cover

Product code BI-MOT-01 · Issued by bundle.insure (Pty) Ltd, FSP 51234

Underwriter

Guardrisk Microinsurance Limited (FSP 75 — illustrative)

Sum assured

Up to R300 000 sum insured per vehicle (microinsurance non-life cap, FSM 1).

Waiting period

None — cover starts on policy issue date.

Cooling-off

31 days from policy inception — full refund if no claim has been registered.

How your premium is calculated: Risk-rated monthly premium. Includes a 15% bundle discount when paired with 2+ other covers.

What's covered

  • Accident, theft, hijack, fire and weather damage
  • Third-party liability up to R5 million
  • 24/7 roadside assistance and towing
  • Car-hire (Group B) for up to 30 days after a valid claim
  • Windscreen and side-glass cover

What's NOT covered

  • Driving under the influence of alcohol or drugs
  • Unlicensed drivers or invalid licence categories
  • Vehicle used for hire & reward without prior disclosure
  • Mechanical, electrical or electronic breakdown
  • Wear, tear and depreciation

How to claim

Lodge claims via the app, WhatsApp 060 555 0123, or 0800 286 353. All claims handled in-house — one contact.

Cancellation

Cancel any time with one calendar month's written notice. Pro-rata refund of unused premium.

Complaints

Email hello@bundle.insure or call 0800 286 353. Unresolved? Escalate to the FAIS Ombud (info@faisombud.co.za, 012 762 5000) or the Prudential Authority.

bundle.insure (Pty) Ltd is an authorised financial services provider (FSP 51234) in terms of the Financial Advisory and Intermediary Services Act, 2002. This Key Facts Statement is a summary only — full terms, conditions and exclusions are set out in your policy schedule and policy wording, which prevail in the event of any conflict.

Document generated on 3 June 2026.